While it’s expensive, it is so worthwhile, well I think it is. And it’s character building. My son pays $2000 per month, which means his life has to be simple. Work hard, budget meals, family picnics and thrift shop shopping. It’s actually the reason I started growing his weed for him, because that was keeping him super poor and always borrowing money off me each week. I still charge him for the weed, but I bank the money for him.
I’d aim before the baby is born. It’s so much harder to move with 2.
When I was just a bit younger than you I was a single parent. My weekly wage as a bakery assistant was $250, and my rent each week was $155. That left me $95 for utilities, food and expenses. My point in sharing this, that was my time to survive, to raise my son in a happy environment. My time to save money and financially better myself would come in my 40’s.