Maybe I worry too much about the tap water and should just let MC and good soil sort it out. But that sounds too easyIf you medium is properly buffered then you don't have to pH your nutrients. The pH of the medium determines if the plants are happy, not the pH of the water you pour in the medium.
Two things determine the pH of the medium: the alkaline content of your water and the type of N in your nutes. High calcium carbonate content will raise the pH of the medium over time, as will nitrate sourced nitrogen. Ammoniacal nitrogen will lower the pH over time.
The first post here explains this:
Do we need to pH adjust our nutrient solutions?
Greetings all! I recently had a running email conversation with the "Grower Services & Product Development Director" at ProMix (aka Premier Tech). I began the conversation by posting a question on their website, asking if I should be treating ProMix HP as soil or soil-less when mixing...www.420magazine.com
If the pH of your substrate is not where it should be, it needs to be modified. You can't do that by changing the pH of the water you pour through it.