I don't really consider the soil I buy at Home Depot to be a living soil. If it was then all the LOS growers would just go buy some and use it like that. It's just humus-based, which probably lends itself better to creating a living soil.
Coco is hydro whether you add lime or not. It needs pH-adjusted nutes.
naw it's not a big box. much more specialized. a lot of stuff for different ornamentals and sculpted type landscaping. rooftop gardens. a lot of indoor/outdoor watering systems too. they probably survive off corporate, they put systems and plants into hotels and stuff