I apologize for any wrong info, and for the legal advice, it's just what I stumbled upon. I'm obviously a noob, and just went through what he is going through a few months back. Just trying to tell him what I did. I have only been on this site like a week, perhaps I should keep my mouth shut a little more so I don't prove I'm stupid. Not in my nature, but I will try harder. Thanks for the corrections turbo. Yes, I need to spend more time on this site, its seems awesome so far, but the wife is always yelling at me to get off the computer. She won't be bitching when we got buds.